21Shares Make XRP Price Prediction for 2026
As 2026 begins, XRP is positioned for potential worth appreciation. This outlook is supported by the launch of spot exchange-traded funds, the rollout of a brand new stablecoin, and increasing tokenization capabilities on its ledger.
That upside, nevertheless, isn’t assured. XRP’s efficiency will depend upon sustained regulatory readability within the US and whether or not investor demand for XRP-linked merchandise stays sturdy sufficient to outweigh rising competitors.
How XRP ETFs Reshaped Demand
A current report by asset supervisor 21Shares predicted that XRP has a 30% likelihood of reaching $2.69 in 2026, a state of affairs it described as the bull case.
This prediction hinged on a number of profitable milestones that XRP and, extra typically, Ripple, have achieved in 2025.
Following the August 2025 conclusion of a multi-year Securities and Exchange Commission (SEC) litigation that successfully lifted a authorized cloud from the asset’s head, XRP reopened to the general public, unlocking entry to US-based establishments, banks, and fee firms.
Only after that authorized readability was established did US XRP spot ETFs obtain SEC approval.
According to Matt Mena, a crypto researcher at 21Shares, this launch essentially rewrote the asset’s demand profile. Within a month of launching, these ETFs amassed over $1.3 billion in property underneath administration.
“A key incontrovertible fact that many don’t understand is that the XRP ETFs set a world-record, they maintain the report for the biggest consecutive interval of internet inflows no matter asset class, that means beating out shares, commodities, bonds, and even Bitcoin – with over 50-days of consecutive internet inflows,” Mena informed BeInCrypto, including, “This is an insane reality and exhibits simply how sturdy the XRP ETF inflows hae been post-launch.”
Besides its ETF, XRP has seen different product launches which have served as a catalyst for development.
XRPL Positions For Tokenized Finance
By 2030, 21Shares estimated that international finance will function on hybrid rails that seamlessly mix tokenized financial institution deposits, regulated fiat-backed stablecoins, and interoperable settlement layers.
Against the backdrop of a tokenizing international monetary system, Mena described the XRP Ledger (XRPL) as a impartial settlement layer bridging liquidity, pace, and compliance.
Recent exercise on the community has more and more centered on its programmable infrastructure. This allows establishments to difficulty and handle complicated real-world assets (RWAs), corresponding to bonds and equities.
Meanwhile, the efficiency of XRP’s stablecoin, RLUSD, as a liquidity vehicle has strengthened 21Shares’ view that XRP has additional upside potential, offered adoption continues to scale.
The report highlighted RLUSD’s fast growth, with its market capitalization rising by roughly 1,800% from $72 million to $1.38 billion in underneath a 12 months. This development has made the stablecoin a potential supply of collateral for giant establishments and superior monetary use instances.
Despite current beneficial properties, the asset continues to face sturdy competition from other established networks. Reaching the bullish state of affairs will depend upon its capacity to keep up investor demand amid that strain.
Downside Scenarios And Competitive Pressures
Demand erosion for XRP ETFs, failure to draw vital RWA quantity to the XRPL, and foundering RLUSD adoption might produce totally different worth eventualities for the asset.
Beyond its bullish outlook, 21Shares additionally outlined various eventualities based mostly on various market and adoption outcomes. It assigned a 50% chance to a base case through which regulatory stability helps regular ETF inflows and gradual utility development, putting XRP round $2.45.
In distinction, the report estimated a -16% chance of a bearish state of affairs, with XRP falling towards $1.60. This consequence assumes stagnant adoption and capital rotating into competing property.
Beyond the chance of weakening demand, XRP should additionally take care of intensifying competitors. Networks corresponding to Canton and Solana, amongst others, recorded vital development over the previous 12 months.
Canton, regardless of being reside for lower than two years, has already processed trillions of dollars in tokenized property.
However, Mena appeared largely unconcerned by this aggressive strain. While acknowledging the dimensions and momentum of rival networks, he pointed to XRP’s neighborhood as a key differentiator.
“The XRP Army is among the largest and most outspoken communities in crypto, and I’d argue that, apart from Bitcoin and Dogecoin, it’s the token people who find themselves not concerned in crypto in any respect appear to acknowledge,” he mentioned.
For XRP, 2026 will check whether or not that momentum can translate into sturdy worth.
The submit 21Shares Make XRP Price Prediction for 2026 appeared first on BeInCrypto.
