61% of Singapore’s Finance-Savvy Investors Choose Trust Over Low Fees: Survey
Singapore’s retail crypto market is maturing as buyers transfer away from chasing the most cost effective platforms and towards exchanges they contemplate reliable, in keeping with a brand new survey launched on Thursday by monetary comparability platform MoneyHero and cryptocurrency alternate Coinbase.
Surveying 3,513 retail buyers and crypto-curious adults in Singapore, the examine found that 61% of “finance-savvy” Singaporeans now maintain crypto, marking one of the strongest adoption ranges recorded within the nation.
Among these buyers, belief ranked as the highest issue when selecting a buying and selling platform, surpassing low charges, rewards, and ease of use.
The findings level to a shift in Singapore’s strategy to digital belongings, as market individuals more and more prioritize regulated environments, clear protections, and long-term reliability.
The survey additionally reveals a maturing investor base. 58% establish as long-term holders, whereas 42% have saved their investments for greater than two years.
Respondents maintained a comparatively conservative allocation, protecting crypto below 10% of their portfolios, with a median of three tokens.
While possession is high amongst financially literate individuals, there may be nonetheless room for progress. 27% of non-holders mentioned they plan to enter the market throughout the subsequent 12 months, indicating regular continued curiosity.
Perception of digital belongings stays blended. 44% view crypto as an asset class, whereas almost a 3rd see it as speculative.
When it involves schooling, 62% cited social media as their main studying channel, a development the researchers mentioned presents each alternatives for outreach and dangers of misinformation.
Friends and household adopted at 55%, whereas 43% cited mainstream information. Confidence ranges have been evenly divided: 48% really feel assured of their understanding of crypto, whereas 52% don’t.
The survey arrives as Singapore continues to strengthen its regulatory oversight of digital belongings below the Payment Services Act, enforced by the Monetary Authority of Singapore (MAS).
The framework requires all digital cost token service suppliers to be licensed and adjust to strict anti-money-laundering and counter-terrorism financing guidelines.
MAS Oversight and Institutional Support Drive Singapore’s Crypto Growth
Singapore’s clear regulatory framework has helped cement its place as one of Asia’s most energetic blockchain hubs, whilst authorities preserve a conservative strategy to retail buying and selling.
The mixture of strict client safeguards and powerful help for institutional digital finance continues to draw main companies.
In 2024, the MAS issued 13 new crypto licenses, greater than twice the quantity granted the earlier yr, to platforms together with OKX, Upbit, and Anchorage.
MAS’s agency supervisory strategy remained evident by means of 2025. Mid-year, Bitget and Bybit began preparing to scale down services after receiving closing warnings from the regulator to cease serving abroad purchasers with out authorization.
The transfer reveals Singapore’s insistence on compliance whereas the broader market expands.
Singapore’s digital-asset exercise now extends nicely past buying and selling. MAS recently began piloting tokenized MAS bills settled with a wholesale CBDC, whereas DBS, OCBC, and UOB accomplished interbank lending trials utilizing a CBDC-based system.
The MAS plans to pilot the issuance of tokenized MAS payments that might be settled utilizing central financial institution digital forex (CBDC).#Singapore #Cryptohttps://t.co/2XyVwbgIFp
— Cryptonews.com (@cryptonews) November 13, 2025
Additionally, MAS has also partnered with Vietnam’s State Securities Commission to help regulatory growth for capital markets and digital belongings.
Corporate participation is rising as nicely. Department-store chain Metro introduced stablecoin payments via Dtcpay, enabling purchases in USDT, USDC, and WUSD.
Notably, Circle reported that Asia-Pacific saw $2.4 trillion in on-chain stablecoin flows between June 2024 and June 2025, putting Singapore among the many world’s high three stablecoin hubs.
Institutional infrastructure is increasing in parallel. Coinbase launched Coinbase Business, its first worldwide rollout, providing native startups instruments for fast USDC funds and international transfers.
@Coinbase has expanded its attain past the United States with the official launch of Coinbase Business in Singapore.#Coinbase #Singaporehttps://t.co/WsX8aZNmJC
— Cryptonews.com (@cryptonews) November 12, 2025
The launch follows the corporate’s involvement in MAS’s BLOOM Initiative for compliant cross-border funds.
Despite macroeconomic warning mirrored in different surveys, Independent Reserve’s February 2025 report showed total possession falling to 29% among the many normal inhabitants.
The report famous that finance-savvy Singaporeans look like holding regular, with belief taking part in a extra central function than ever.
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