MoonPay Rolls Out Virtual Accounts In New York, Expanding Enterprise Stablecoin Infrastructure Across Regulated Payment Markets

MoonPay, a world crypto funds community, has introduced the launch of Virtual Accounts powered by Iron in New York State, increasing entry to compliant fiat-to-stablecoin infrastructure for fintech corporations, crypto platforms, neobanks, brokerages, and monetary establishments. The providing permits platforms serving companies, counterparties, or finish customers in New York, in addition to these working inside the state, to combine regulated cost flows between fiat and digital belongings.

The improvement follows MoonPay’s 2025 acquisition of Iron, an enterprise-focused API-first stablecoin infrastructure supplier. The integration of Iron’s know-how permits the issuance of devoted, named digital accounts for finish customers, which may obtain fiat funds by way of home and worldwide rails together with ACH, wire transfers, and SWIFT. Once acquired, funds are routinely transformed into stablecoins and transferred on to non-custodial wallets.

By consolidating conventional cost rails and blockchain-based settlement right into a single API layer, Virtual Accounts are designed to facilitate fiat-to-stablecoin transactions throughout funds, buying and selling exercise, treasury operations, and cross-border cash motion. The system goals to streamline settlement processes whereas lowering dependence on fragmented banking networks.

For enterprise platforms, the infrastructure is positioned to assist sooner settlement cycles and the supply of programmable cost providers with world interoperability. Iron’s system integrates onboarding, liquidity administration, banking coordination, and cost operations right into a unified framework, permitting establishments to scale with out extra operational complexity.

MoonPay: A Regulated Stablecoin Infrastructure Provider For Enterprise Payment And Settlement Services Across US Financial Markets

The launch in New York is offered as strategically important because of the state’s dense focus of monetary establishments, asset managers, and fintech corporations, in addition to its established regulatory framework. With this enlargement, MoonPay joins a restricted group of suppliers providing Virtual Account infrastructure within the state, extending entry to stablecoin-enabled monetary providers underneath regulated circumstances.

The transfer displays rising enterprise demand for stablecoin-based cost techniques and programmable monetary infrastructure able to working throughout jurisdictions. MoonPay has not too long ago expanded its use of Iron’s infrastructure by way of integrations with world workforce platform Deel, enabling over 40,000 companies throughout the UK and European Union to conduct payroll funds in stablecoins. The firm has additionally introduced a collaboration with Paysafe, a funds platform processing roughly $170 billion in annual transaction quantity, to increase stablecoin capabilities throughout its infrastructure.

With New York now included amongst supported jurisdictions, MoonPay is positioned to serve enterprise shoppers throughout main U.S. monetary markets by way of a unified API. The providing supplies entry to Virtual Accounts, fiat on- and off-ramps, payout providers, and stablecoin settlement rails inside a single infrastructure layer supported by the corporate’s world licensing and compliance framework.

MoonPay acquired its BitLicense, Money Transmitter Licenses, and a New York Limited Purpose Trust Charter from the New York State Department of Financial Services in 2025, establishing the regulatory basis for its expanded operations within the state.

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