Visa Survey Finds US Stablecoin Interest Jumps to 56% With Bank-Style Safeguards
More than half of Americans would use stablecoins in the event that they got here with bank-level fraud safety and deposit insurance coverage, Visa mentioned in a research launched on Wednesday. The numbers had been 36% with out these safeguards and 56% with them.
Those safeguards had been hypothetical, and Visa’s launch notes that no stablecoin carries deposit insurance coverage as we speak. The similar situation lifted intent to 74% in Latin America.
Fraud Shapes the Remittance Findings
The report, Money Travels 2026, attracts on a Morning Consult survey of two,192 U.S. adults run from February 24 to March 2. The full survey covers 45,445 individuals throughout 20 markets and is constructed round remittances.
Nearly two-thirds of Americans (64%) mentioned belief in a fee methodology relies upon extra on who presents it than on the expertise. Willingness to use stablecoins rose to 45% when an current monetary supplier supplied them. Traditional banks and international fee networks had been probably the most trusted suppliers of digital foreign money companies, at 61% and 60%. Globally, the belief determine was 69%.
Over half of respondents (56%) had by no means heard of stablecoins. Many who had heard of them assumed the cash fluctuated like Bitcoin, the research discovered.
One in 4 senders worldwide had run into fraud, together with greater than a 3rd of Americans and 40% of Indians. Some 44% of Americans apprehensive about AI deepfakes impersonating household, and 45% would settle for a 24-hour delay on a switch for stronger safety. In Japan, 68% would settle for that delay.
“The way forward for the trade might be received by the suppliers that work hardest to earn that belief,” mentioned Vira Platonova, Global Head of Visa Direct.
Visa’s Own Stablecoin Footprint
Visa is a founding validator on Circle’s Arc blockchain alongside BlackRock, Mastercard and DTCC. Crypto-linked card funds, the place Visa handles greater than 90% of stablecoin card transactions, reached $18 billion in 2025, per Artemis.
In August final yr, the community added PayPal USD (PYUSD) and the Global Dollar (USDG) to its settlement stablecoins via Paxos, together with the Stellar and Avalanche chains.
Visa mentioned stablecoins account for a rising share of cross-border cash flows. Dollar stablecoins in circulation whole about $312 billion, per DefiLlama, with Tether’s USDT at $184 billion and Circle’s USDC at $76 billion.
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