XRP Price Prediction: Franklin Templeton Exec Says XRP Is Key to Cross-Border Payments – Is a $3 Breakout Next?

Today’s XRP price prediction takes on renewed significance as main world funding agency Franklin Templeton, which manages belongings throughout private and non-private markets by way of numerous methods, together with digital belongings, has as soon as once more acknowledged the significance of XRP as essential infrastructure for cross-border funds.

In a latest release, the asset supervisor’s head of digital belongings, Roger Bayston, said that “we view XRPL’s native token, XRP, as a foundational constructing block for cross-border transaction effectivity.”

The govt added that as a payments-first blockchain, the XRP Ledger allows real-time, low-cost settlement for establishments trying to facilitate large-scale transactions throughout totally different continents.

XRP is seen as a foundational constructing block by Franklin Templeton https://t.co/qVVwPOtDUM

— LJ (@luke_judges) December 31, 2025

Franklin Templeton’s Growing Integration With XRP Ecosystem

This will not be the primary time Franklin Templeton has acknowledged the position XRP performs as a blockchain rail for conventional finance.

In September, Singapore’s DBS Bank signed an MOU with Franklin Templeton and Ripple to checklist tokenized cash market funds on DBS Digital Exchange.

The partnership supplied accredited and institutional buyers with buying and selling and lending options by leveraging tokenized cash market funds on the XRP Ledger blockchain and Ripple’s RLUSD stablecoin.

Analysts say this cohesion with conventional rails has elevated the enchantment of XRP and will quickly replicate within the asset’s value.

Since mid-October, when the XRP ETFs launched, the autos have seen $1.07 billion of inflows, “bucking the destructive sentiment seen throughout different belongings,” according to James Butterfill, head of analysis at CoinShares.

Specific automobile information displays that Franklin Templeton’s lately launched XRP fund alone captured $28.6 million of weekly quantity.

The capital flight from Bitcoin ($2.8B outflows since mid-October) coincides instantly with the launch of spot XRP ETFs, exhibiting establishments are reallocating threat budgets towards belongings with contemporary regulatory “wrappers” and decrease saturation.

If this continues, XRP can push to break the $3 resistance stage and intention for brand spanking new highs.

XRP Price Prediction: Descending Trendline Breakout Could Target $3.50

On the technical entrance, the weekly XRP/USDT chart reveals a market correcting after an aggressive impulse transfer from the November 2024 backside close to $0.50, which marked a clear long-term pattern reversal.

That rally carried XRP to the July high round $3.50, finishing a near-600% advance earlier than momentum started fading. Since then, value motion has shifted into a managed downtrend, outlined by a descending trendline now performing as dynamic resistance.

At current, XRP is buying and selling round $1.83, sitting effectively above the previous macro base however beneath key overhead ranges.

The most essential zone to watch is the $3.00–$3.05 space, which stands out as important resistance.

A decisive weekly shut above this area would verify a trendline breakout and open the trail towards the July high close to $3.50, which additionally aligns with projected 2026 upside targets.

The weekly RSI has cooled into the low-to-mid 40s, reflecting the continuing corrective part fairly than outright bearish dominance.

From a directional standpoint, the chart favors a consolidation-to-reversal state of affairs fairly than a deep retracement, so long as XRP holds above the mid-$1.50 area.

Pepenode Presale Positions for XRP-induced Rally

If XRP lastly breaks the $3 resistance and begins trending upward once more, meme cash like Pepenode (PEPENODE) might see vital beneficial properties.

Pepenode is a crypto undertaking that’s raised neaarly $2.5 million regardless of difficult market circumstances.

The browser-based sport permits customers to “mine” cash with out costly tools by setting up virtual mining nodes and upgrading amenities to earn tokens.

The undertaking goals to replicate PEPE’s success, which surged over 1,000X throughout XRP’s 400% rally between November 2024 and July 2025.

To be a part of the presale at $0.0012161 per token, go to the official Pepenode website and join a pockets like Best Wallet.

You will pay with crypto cash like ETH, BNB, or USDT, or use a common credit score or debit card.

Visit the Official Pepenode Website Here

The publish XRP Price Prediction: Franklin Templeton Exec Says XRP Is Key to Cross-Border Payments – Is a $3 Breakout Next? appeared first on Cryptonews.