Consumer Crypto Spending Grows in 2026 as Visa Reports Major Card Growth
Consumer use of crypto-linked cost playing cards continued to achieve traction heading into 2026, following a pointy rise in spending volumes reported by Visa for 2025. Data from Dune Analytics reveals that spending throughout Visa-backed crypto playing cards elevated steadily all through final 12 months, a big progress.
Across six Visa-partnered crypto card packages, whole web spending rose from $14.6 million in January 2025 to $91.3 million by December. The enhance represents a 525% leap over the 12 months and displays rising client consolation with paying immediately from crypto wallets at conventional factors of sale.
The playing cards are issued by a mixture of crypto cost platforms and decentralized finance tasks, together with EtherFi, Cypher, GnosisPay, Avici Money, Exa App, and Moonwell.
EtherFi and Cypher Lead Visa Crypto Card Spending
Among the tracked packages, EtherFi recorded the best spending quantity, accounting for $55.4 million in transactions throughout 2025.
That determine positioned it properly forward of Cypher, which ranked second with $20.5 million in whole spend. The remaining card issuers posted smaller however constant will increase, suggesting broader participation throughout the ecosystem relatively than progress pushed by a single outlier.
Monthly spending knowledge reveals a gradual rise all year long, with no main spikes or sharp reversals. Analysts say this sample factors to routine utilization relatively than one-off occasions.
Commenting on the info, Polygon researcher Alex Obchakevich famous that crypto card spending more and more displays common monetary habits, indicating that crypto-linked playing cards are transferring past experimental use instances.
Visa Expands Stablecoin Infrastructure
Visa’s rising position in crypto funds has been supported by its increasing stablecoin infrastructure.
The funds agency now allows stablecoin settlement throughout a number of blockchains, together with Ethereum, Solana, Avalanche, and Stellar. This setup permits card issuers to transform crypto balances to fiat in actual time throughout transactions, whereas nonetheless counting on Visa’s international service provider community.
In December 2025, Visa additionally launched a stablecoin advisory group centered on serving to banks, retailers, and fintech firms design and handle stablecoin-based merchandise.
The initiative highlights Visa’s view that blockchain-based settlement and programmable cash have gotten extra related to mainstream funds.
Outlook for Crypto Card Usage in 2026
With spending volumes rising and infrastructure persevering with to develop, crypto card utilization is predicted to develop additional in 2026. While volumes stay concentrated in the U.S., Europe, and components of the Asia-Pacific area, the regular enhance suggests client crypto spending is changing into extra normalized.
How sustained this development can be might rely on broader market situations and continued integration between crypto platforms and established cost networks.
Cover picture from ChatGPT, BTCUSD chart from Tradingview
