Top Bullish Predictions That Put XRP Price At New All-Time Highs Above $3.8

XRP is buying and selling at round $2.06 on January 13, 2026, leaving its value motion a full step under the zone that capped its final rally that ended with a high of $3.65 in July 2025. 

However, predictions that time to XRP reclaiming that peak after which pushing into new highs above $3.8, have been on the entrance web page of financial institution analysis notes and trader-led chart projections. Notably, varied technical analyses have suggested that XRP is programmed to return again into the upper-$3s and into new value territories this yr.

Standard Chartered’s XRP Target Clears $3.8

XRP’s all-time high value now appears to be like out of attain, particularly contemplating the cryptocurrency is now struggling to leave $2 behind. At the time of writing, XRP has dropped by about 44% from its July 2025 peak of $3.65, however institutional buys from Spot XRP ETFs are nonetheless giving glimmers of hope.

One of essentially the most lately notable institutional-style projections from XRP comes from Standard Chartered’s digital property analysis, which lays out a multi-year path that sees XRP breaking properly above the $3.8 threshold. 

According to analysts on the financial institution, XRP is slated to achieve as high as $8 by the tip of 2026, a stage that comfortably eclipses the earlier peak and implies roughly 300% upside from present ranges if sure circumstances maintain. 

Interestingly, this outlook came from Geoffrey Kendrick, Standard Chartered’s Global Head of Digital Assets Research. The prediction was made primarily based on an outlook of continued institutional adoption and powerful inflows into XRP-based spot ETFs.

Technical Outlooks As Ripple Heads Into A Consequential 2026

Recent technical commentary from a number of analysts has converged on a bullish bias for XRP. For occasion, XRP analyst EGRAG CRYPTO pointed out a creating breakout retest construction on the month-to-month candlestick timeframe. According to the analyst, historic chances favor upside so long as XRP holds above the $1.60 to $1.40 vary on increased timeframes, with long-term channel projections inserting the XRP value as high as $22.

For a shorter-term perspective, Crypto Feras described XRP’s latest break above $2 as a bullish reversal sign. His evaluation factors to $2.67 and $3.01 as the subsequent resistance ranges, areas that would open the trail towards a full retest of the prior peak close to $3.8 if cleared. Adding to this, ChartNerd noted that XRP’s long-term upside fractal construction remains to be legitimate regardless of the latest XRP value correction. 

Related Reading: Analyst Updates XRP Price Prediction: Why $16 Is Still On The Table

These value projections are being seen extra favorably in opposition to the backdrop of Ripple’s momentum heading into the yr. Ripple CEO Brad Garlinghouse recently pointed to strong progress in 2025 with examples of major acquisitions of Ripple Prime and GTreasury and a rising global licensing footprint. 

Now that Ripple is positioning itself for what its management has described as a consequential 2026, the mixture of technical outlooks and firm fundamentals has strengthened the narrative that XRP could possibly be approaching a transfer to new all-time highs.