Humanity Protocol Experiment Reveals How AI Can Bypass KYC And Exploit Digital Trust

Humanity Protocol, a expertise startup targeted on growing the web’s belief layer, not too long ago carried out a managed social experiment to discover how AI might be leveraged to create extremely convincing pretend profiles, bypass id verification on a significant relationship platform, and interact with actual customers at scale. 

The outcomes spotlight urgent issues concerning the effectiveness of typical Know Your Customer (KYC) techniques in an period dominated by generative AI, in addition to the potential for these vulnerabilities to be exploited by malicious actors.

The experiment spanned two months, from October to December 2025, and concerned six members of the Humanity Protocol crew. Using publicly accessible AI instruments together with Reve AI, ChatGPT, Nanobanana, and Midjourney, the crew generated 4 distinct Tinder profiles, full with images and biographical particulars. 

In order to keep up sensible exercise, the crew employed TinderGPT, an open-source device on GitHub, enabling the profiles to handle over 100 simultaneous conversations with real customers on the relationship app. Although the accounts had been created throughout a number of nations—Portugal, Spain, Serbia, Indonesia, and Thailand—all profiles used Tinder Gold to set their location to Portugal. Over the course of the experiment, the AI-generated accounts engaged with 296 actual Tinder customers and efficiently satisfied 40 people to agree to fulfill in individual.

The experiment concluded ethically at a restaurant in Lisbon, Portugal, the place all members had been knowledgeable of the state of affairs upon arrival and handled to dinner by the startup. The design of the experiment ensured that no monetary, emotional, or bodily hurt was brought about, and the said goal was to reveal systemic vulnerabilities slightly than exploit them.

“This was not about tricking individuals for enjoyable,” mentioned Terence Kwok, Founder of Humanity Protocol, in a written assertion. “It was about stress-testing techniques all of us depend on and displaying how simply belief might be manufactured when AI is concerned. If a small crew can do that as an experiment, think about what coordinated dangerous actors might obtain with malicious intent,” he added.

KYC Systems, Raising Stakes For Online Security And Fraud Prevention

The findings underscore a broader problem for digital platforms: conventional KYC protocols had been conceived in a pre-generative-AI surroundings and are more and more inadequate. Standard verification measures akin to photograph checks, fundamental liveness detection, and doc uploads battle to maintain tempo with AI instruments able to producing hyper-realistic pictures, voices, and behaviors that convincingly mimic human customers.

While the speedy impression on relationship platforms could seem restricted to wasted time or emotional manipulation, the stakes are far greater in monetary and safety contexts. According to the US Federal Trade Commission, Americans misplaced greater than $1.3 billion to romance scams in 2022, making it the most costly class of shopper fraud. As AI expertise continues to advance, the excellence between benign experimentation and large-scale fraud is quickly narrowing. Without KYC frameworks that may adapt to generative AI and confirm humanity slightly than merely id, on-line platforms threat changing into prime targets for the subsequent technology of AI-driven exploitation.

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