Wirex and Collective Memory End Creator Payment Delay: Earn and Spend in Real Time

Wirex, a full-stack crypto card issuer and Banking-as-a-Service (BaaS) supplier, right now introduced it’s powering the launch of the Collective Memory Card — giving creators on the decentralized social platform the power to earn earn from content material and spend these earnings seconds later at any service provider worldwide.

While conventional social platforms usually take days or perhaps weeks to pay creators, Collective Memory allows real-time entry to earnings. Creators earn ATTN tokens when others stake on their content material and can convert these rewards into spendable funds immediately.

This is a primary for social media — prompt liquidity from content material creation to card cost. The partnership highlights Wirex’s BaaS platform as a basis for the following wave of social, creator, and onchain cost experiences.

Wirex BaaS: Powering Creator-to-Card Infrastructure

Through a single API integration, Collective Memory positive factors entry to Wirex’s full BaaS stack:

• Non-Custodial Card Issuance — Virtual and bodily debit playing cards that permit creators to spend their earnings whereas retaining management of their belongings, with Apple Pay and Google Pay help.
• Real-Time Token-to-Fiat Conversion — Instant conversion of ATTN token earnings to spendable forex at level of sale, with zero prefunding necessities.
• EUR & USD IBAN Accounts — Named digital IBANs with SEPA Instant and Faster Payments connectivity, supporting fiat on- and off-ramps throughout greater than 30 nations.
• Unified Balance Management — A streamlined pockets expertise that brings collectively creator rewards, staking yields, and fiat balances in one place.

“Collective Memory is pioneering a mannequin the place creators truly receives a commission for his or her contributions — and now they’ll spend these earnings immediately,” stated Daniel Rowlands, General Manager, Onchain Finance at Wirex.“Our BaaS infrastructure bridges the hole between onchain creator rewards and real-world spending. No ready for payouts, no complicated withdrawals — simply earn and spend. This is what the creator economic system ought to appear to be.”

A New Model for Social Media

Collective Memory is constructing the decentralized reminiscence layer — a social platform the place user-generated images, movies, and texts grow to be verifiable, stakeable belongings. Unlike conventional networks that extract worth from customers, Collective Memory’s tokenized consideration economic system ensures that worth flows on to creators and curators who establish essential content material, with Wirex’s cost and card infrastructure enabling these onchain rewards for use immediately in the true world.

Since launch, Collective Memory has recorded greater than 3.5 million Memories on the platform. Creators earn 5% of all stakes on their content material, whereas early supporters who establish important moments obtain proportional rewards. Powered by Wirex BaaS, the Collective Memory Card turns these onchain earnings into on a regular basis spending energy — making this the primary social platform the place content material creation interprets straight into real-world buying.

“Traditional platforms hijack individuals’s consideration purely to revenue themselves — customers see none of that worth,” stated Jonathan Saragossi, Co-founder and CEO of Collective Memory. “With the Collective Memory Card powered by Wirex BaaS, we’re closing the loop. People can create content material, earn from it, and spend these earnings in actual time. That’s what a good consideration economic system seems like.”

The Collective Memory Card is accepted at over 80 million retailers throughout 130 nations. Key options embrace prompt conversion of ATTN earnings to spendable funds, non-custodial asset management, Apple Pay and Google Pay compatibility, world acceptance, and clear pricing with aggressive FX charges for worldwide spending.

The Collective Memory Card can be accessible to customers in the EU and UK beginning in March 2026. Users can be part of the waitlist at collectivememory.ai/get-app.

About Wirex

Wirex is a world funds platform serving each customers and companies, providing card-based cost merchandise alongside card issuance and banking infrastructure for companions. For finish customers, Wirex supplies cost playing cards and banking options designed for on a regular basis spending. For companies, Wirex gives Banking-as-a-Service APIs, card issuance, and cost rails that allow digital platforms to launch compliant, globally accepted card applications. Trusted by over 7 million customers since 2014, Wirex has processed $20 billion+ in transactions throughout 130 nations. As a principal Visa and Mastercard member, it makes crypto spendable wherever — immediately and effortlessly.

| wirexapp.com |

About Collective Memory

Collective Memory is constructing the decentralized reminiscence layer — a social platform the place genuine human experiences grow to be verifiable, stakeable belongings. Through its ATTN token economic system, the platform rewards creators who seize attention-worthy moments and early supporters who acknowledge their significance. With over 3.5 million Memories from customers worldwide, Collective Memory is redefining how social networks distribute data and worth. For extra data, go to collectivememory.ai.

The put up Wirex and Collective Memory End Creator Payment Delay: Earn and Spend in Real Time appeared first on BeInCrypto.