Zerohash Joins National Trust Bank Charter Race with Latest Application
Zerohash, a blockchain infrastructure supplier, has utilized for a National Trust Bank Charter with the Office of the Comptroller of the Currency (OCC), becoming a member of a rising checklist of crypto companies in search of federal licensing.
Stephen Gardner, the Chief Legal and Compliance Officer at Zerohash, famous that making use of for a constitution was a logical development for the corporate.
Why it issues:
- A nationwide financial institution belief constitution permits an establishment to function as a belief financial institution nationwide.
- It permits fiduciary actions, asset custody, and settlement providers. However, establishments with this constitution can not take deposits or problem loans, and should not coated by FDIC insurance coverage.
- Growing OCC approvals for crypto companies sign a structural shift towards federally regulated digital asset infrastructure.
The particulars:
- If approved, the constitution would permit Zerohash to additional develop its vary of providers inside a federal framework.
- Several digital asset companies have taken related steps, with some already securing conditional approvals.
- Crypto.com acquired conditional OCC approval in late February. Ripple, Circle, Paxos, and Fidelity secured similar approvals in 2025.
- In addition, BitGo acquired full OCC approval in December 2025.
- World Liberty Financial‘s subsidiary filed its utility in January 2026 to ascertain World Liberty Trust Company, National Association.
The large image:
- Traditional banking groups have pushed again in opposition to the OCC’s issuance of belief charters to crypto companies.
- The American Bankers Association raises considerations that broadening the belief constitution, particularly for entities not concerned in conventional fiduciary actions, might blur the strains of what it means to be a financial institution and open the door to potential regulatory arbitrage.
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