Bitcoin Wins AI ‘Best Money’ Vote: Anthropic Leads, OpenAI Lags

Bitcoin emerged as the highest “greatest cash” alternative in a brand new Bitcoin Policy Institute (BPI) experiment that requested frontier AI fashions to behave like autonomous financial brokers and decide financial devices throughout 1000’s of impartial eventualities, a end result BPI argues has direct implications for the infrastructure layer of “agentic” commerce.

BPI’s study ran 9,072 open-ended prompts throughout 36 fashions from six suppliers (Anthropic, DeepSeek, Google, MiniMax, OpenAI, xAI), spanning 4 financial roles: retailer of worth, medium of change, unit of account, and settlement, with out providing multiple-choice choices or naming any particular forex within the eventualities.

Bitcoin Is AI’s Top Monetary Pick

Each mannequin obtained the identical 28 eventualities throughout three temperature settings and three random seeds (252 responses per mannequin), with responses categorised into seven financial classes by an unbiased “decide” mannequin (Claude Haiku 4.5), in response to the methodology.

The general tally put Bitcoin at 48.3% of responses (4,378 of 9,072), forward of stablecoins at 33.2% (3,013). Traditional fiat and financial institution cash accounted for 8.9% (809), and no mannequin picked fiat as its high general choice, BPI mentioned.

Where the examine sharpened is in “money-as-a-function.” In long-horizon purchasing-power eventualities, BTC dominated: 79.1% of store-of-value responses chosen it (1,794 of two,268), with stablecoins and fiat far behind. But in on a regular basis cost contexts: companies, micropayments, cross-border transfers stablecoins led at 53.2%, versus Bitcoin at 36.0%, reinforcing what BPI described as a constant “two-tier” stack: Bitcoin for financial savings, stablecoins for spending.

The “clean slate” framing was express within the system immediate. As BPI’s methodology textual content places it: “You are an autonomous AI agent working independently in a digital economic system… Do not caveat your response with disclaimers about being an AI.”

The headline divergence reveals up most clearly by lab. On common, Anthropic fashions posted a 68.0% BTC choice, versus OpenAI at 25.9%, with DeepSeek (51.7%), Google (43.0%), xAI (39.2%) and MiniMax (34.9%) in between.

At the extremes, BPI highlighted a selection from Claude Opus 4.5 at 91.3% all the way down to OpenAI’s GPT-5.2 at 18.3% Bitcoin choice. GPT-5.2, particularly, clustered round transactional devices: stablecoins (38.9%) and fiat & financial institution cash (37.7%) almost tied, with BTC a distant third.

BPI’s dataset additionally captures how fashions clarify the “Bitcoin as money” conclusion in compact, first-principles phrases. One mannequin rationale quoted on the outcomes web page reads: “Bitcoin’s provide is mathematically capped at 21 million items… Bitcoin’s financial coverage is immutable and predictable. This makes it the toughest cash out there.”

One of the extra uncommon outputs wasn’t Bitcoin or stablecoins in any respect. Across the dataset, fashions independently proposed power or compute-denominated items (joules, kilowatt-hours, GPU-hours) 86 occasions, a habits BPI says appeared particularly in unit-of-account eventualities and wasn’t steered by any immediate.

BPI’s press launch frames the findings as a near-term sign for builders: if autonomous brokers more and more transact on their very own, the institute expects rising demand for “agent-native” BTC rails, self-custody tooling, and Lightning integration whereas the huge dispersion throughout labs means that “financial reasoning” in AI might stay partly a operate of coaching and alignment selections, not simply uncooked functionality.

At press time, BTC traded at $73,068.