BeInCrypto Institutional 100: Top 20 Firms Bridging Retail Users to Crypto
The BeInCrypto Institutional 100 Awards 2026 concludes with the Retail to Crypto Bridge pillar narrowed to 20 shortlisted companies throughout 5 classes.
This pillar focuses on the consumer-facing layer of institutional crypto. It covers the neobanks, fintechs, brokers, onramp suppliers, and prediction market platforms transferring retail customers between fiat, crypto, stablecoins, and event-based markets.
The winners have been introduced at Proof of Talk in Paris on June 2, 2026. The companies beneath are listed alphabetically inside every class. They will not be ranked.
Best Digital Assets Neobank
This class acknowledges digital-first banks which have built-in crypto buying and selling, stablecoins, and staking into on a regular basis banking for giant retail consumer bases.
| Shortlisted Firm | Why It Made the Shortlist |
|---|---|
| Bunq | Bunq, Europe’s second-largest neobank with 17 million customers, crossed €100 million in crypto buying and selling quantity in its first 12 months by way of bunq Crypto, powered by Kraken. In September 2025, it grew to become the primary European challenger financial institution to launch versatile crypto staking. |
| Nubank | Nubank Cripto serves greater than 4 million lively crypto buyers throughout Nubank’s 100 million-plus Brazilian consumer base. USDC is the second most-chosen first crypto buy on the platform. Nubank additionally makes use of Talos smart-order routing and Fireblocks custody, and launched Earn Crypto staking in March 2026. |
| Revolut | Revolut serves greater than 70 million prospects globally, together with 14 million lively crypto customers. It secured a MiCA license by way of CySEC in October 2025 and rolled out Crypto 2.0 with greater than 280 tokens, zero-fee staking, and 1:1 fee-free stablecoin conversion. |
| SoFi | SoFi launched SoFiUSD in May 2026, turning into the primary US nationwide financial institution to problem a retail stablecoin on a public blockchain. The stablecoin runs on Ethereum and Solana and is out there to SoFi’s 14.7 million members alongside bank-grade crypto buying and selling, which launched in This autumn 2025. |
Best Digital Assets Fintech
This class acknowledges client fintech platforms outdoors pure banking that transfer retail customers into crypto, stablecoin funds, and instantaneous swaps at world scale.
| Shortlisted Firm | Why It Made the Shortlist |
|---|---|
| Block | Block runs one of many largest client Bitcoin footprints within the US by way of Cash App’s 58 million customers. It additionally helps greater than 800,000 auto-enabled Square Bitcoin sellers, the Bitkey {hardware} pockets with safe touchscreen, and a 5% Bitcoin Back rewards program operating by way of December 2026. |
| ChangeNOW | ChangeNOW has operated since 2017 and is among the largest non-custodial instantaneous swap aggregators. It has greater than 8 million customers, helps over 1,400 cryptocurrencies throughout 110-plus blockchains, stories a 98% success charge, and averages 2 to 5 minutes per swap. |
| KAST | KAST raised $80 million in Series A funding in May 2026 at a $600 million valuation. The platform has greater than 1 million customers throughout 170-plus international locations, helps stablecoin spending at 150 million Visa retailers, and is approaching $5 billion in annualized transaction quantity. |
| Revolut | Revolut used its 70 million-plus buyer base to document a 156% rise in 2025 stablecoin fee quantity, reaching roughly $10.5 billion. It entered the UK FCA sandbox for a GBP-backed stablecoin in February 2026 and operates Revolut X throughout 30 EEA markets. |
Best Multi-Asset Broker
This class acknowledges brokers and wealth platforms which have built-in crypto buying and selling and spot crypto ETFs alongside conventional merchandise similar to equities, futures, FX, and bonds.
| Shortlisted Firm | Why It Made the Shortlist |
|---|---|
| Fidelity Investments | Fidelity gives retail crypto buying and selling by way of Fidelity Crypto and Fidelity Digital Assets. It additionally integrates spot crypto ETFs into commonplace brokerage and IRA accounts, together with FBTC, the second-largest spot Bitcoin ETF at roughly $18 billion in AUM, FETH, and the brand new FSOL with native staking rewards. |
| IG Group | IG Group serves 820,000 purchasers and have become the primary UK-listed dealer to register crypto property with the FCA. It gives entry to greater than 55 tokens alongside equities, CFDs, futures, and built-in crypto indexes. |
| Interactive Brokers | Interactive Brokers serves 2.5 million accounts and gives 11 spot cryptocurrencies by way of Paxos and Zero Hash. It added Bitcoin futures, launched crypto transfers in March 2026, and rolled out direct crypto buying and selling throughout the European Economic Area in April 2026. |
| Swissquote | Swissquote holds a FINMA license and integrates greater than 50 cryptocurrencies by way of its SQX crypto trade. It additionally gives 4 staking choices alongside equities, FX, and over 3 million tradable devices on a Swiss banking platform. |
Best Onramp/Offramp Solution
This class acknowledges regulated fiat-to-crypto and crypto-to-fiat infrastructure suppliers embedded by wallets, exchanges, fintechs, and AI agent platforms.
| Shortlisted Firm | Why It Made the Shortlist |
|---|---|
| Coinbase | Coinbase Onramp powers fiat-to-crypto conversion for a whole lot of client apps by way of Apple Pay, Google Pay, and financial institution rails. It additionally advantages from Coinbase’s US BitLicense, state cash transmitter licenses, and controlled US trade infrastructure. |
| MoonPay | MoonPay serves 30 million prospects throughout greater than 180 international locations. It holds a New York BitLicense and EU MiCA authorization, accomplished six latest acquisitions together with Helio, Decent.xyz, DFlow, and Dawn Labs, and launched headless Apple Pay onramps in May 2026. It additionally powers Paysafe’s $167 billion funds platform. |
| Stripe | Stripe owns Bridge, a significant stablecoin orchestration platform that obtained OCC belief constitution approval in February 2026 and quadrupled quantity in 2025. Stripe additionally owns embedded pockets supplier Privy, whereas Stripe Crypto Onramp is embedded throughout main wallets together with Phantom. |
| Zerohash | Zerohash offers regulated B2B crypto, stablecoin, and tokenization infrastructure for brokerages, fintechs, and banks, together with Interactive Brokers. It obtained MiCAR authorization in November 2025 and estimates an addressable base of 1.4 billion stablecoin-ready accounts globally. |
Best Market Predictions Solution
This class acknowledges regulated event-contract and prediction market platforms bringing retail customers into derivatives tied to real-world outcomes.
| Shortlisted Firm | Why It Made the Shortlist |
|---|---|
| Coinbase | Coinbase rolled out prediction markets to all 50 US states on January 27–28, 2026 by way of Coinbase Financial Markets and a Kalshi distribution deal. The product makes use of USDC for settlement and Coinbase Custody for safekeeping, supporting Coinbase’s broader “every part trade” technique. |
| Kalshi | Kalshi is a CFTC-regulated Designated Contract Market. It recorded $52 billion in cumulative occasion contract quantity by way of March 2026 and $14.8 billion in April 2026 alone. Its distribution community contains Robinhood, Coinbase, and Crypto.com, whereas its 2026 valuation sits above $20 billion. |
| Polymarket | Polymarket re-entered the US in late 2025 after buying CFTC-licensed QCX for $112 million. It secured a CFTC Amended Designation Order in November 2025 and obtained a $2 billion funding from ICE, the proprietor of the NYSE, at a $9 billion valuation. |
| Robinhood | Robinhood Prediction Markets launched in March 2024 by way of a Kalshi distribution deal. The product has traded 11 billion contracts from greater than 1 million prospects and have become Robinhood’s fastest-growing income line. Its January 2026 MIAXdx acquisition added an in-house CFTC-licensed trade and clearinghouse. |
About the BeInCrypto Institutional 100
The BeInCrypto Institutional 100 is an annual analysis program masking 25 classes throughout six pillars: Capital Markets & Infrastructure, Access to Digital Assets, Tokenization & On-Chain Finance, Enterprise Blockchain, Regulation & Governance, and Retail to Crypto Bridge.
The 2026 analysis window ran from April 2025 by way of March 2026.
Shortlists have been chosen by way of BeInCrypto’s editorial analysis methodology and blind scoring by an exterior panel of institutional digital asset practitioners.
Each class follows one among three scoring tracks, relying on the info profile of the market. Public filings, regulatory registers, audited stories, on-chain information, ETF circulate trackers, and nominee disclosure varieties have been used the place accessible.
Final blended scores will not be revealed. Inclusion on the shortlist displays the mixed end result of analysis and decide evaluate.
Editorial contact: awards@beincrypto.com
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