BeInCrypto Institutional Research: 15 Onramp and Offramp Solutions Powering Crypto Access
Best Onramp and Offramp Solution is an award class throughout the BeInCrypto Institutional 100, an annual research-driven program recognizing institutional digital asset excellence throughout 26 classes and six pillars.
This class tracks the corporations constructing fee rails, pockets integrations, banking APIs, and regulated settlement infrastructure that transfer cash between fiat programs and crypto markets.
A shortlist will likely be named in May 2026, with the winner introduced at Proof of Talk in Paris on June 2–3, 2026.
Key Facts
- Long record: 15 corporations throughout client onramps, B2B infrastructure, aggregators, banking APIs, non-custodial programs, and TradFi fee processors with crypto rails
- Initial pool: More than 30 onramp and offramp suppliers screened; 15 superior to the lengthy record
- Scoring: 30% quantitative knowledge · 50% Expert Council · 20% disclosed firm knowledge
- Criteria assessed: Country protection, fee strategies, regulatory compliance, UX integration, settlement pace, ecosystem integration, innovation
- Data sources: NYDFS, OCC, FCA, MiCA-CASP, FINMA, MAS, AUSTRAC, FINTRAC, audited filings, firm disclosures, PitchBook, Tracxn, and Crunchbase
| # | Firm | Onramp/Offramp Sub-Segment | HQ | Reach | Top Licensure | Representative Work |
|---|---|---|---|---|---|---|
| 1 | MoonPay | Consumer onramp/offramp | Miami, USA | 30M+ accounts
180 nations |
NYDFS BitLicense + Trust Charter | Acquired Helio, Iron, and Meso in 2025
Reportedly explored ~$5B ICE-linked deal talks |
| 2 | Stripe Crypto Onramp | Enterprise onramp stack | South San Francisco, USA | 75M+ Privy accounts
1,000+ developer groups |
Bridge OCC constitution conditionally accredited | Bridge belief constitution accredited Feb 2026
Expanded crypto stack by means of Bridge and Privy |
| 3 | Coinbase Onramp | Exchange-backed B2B onramp | Wilmington / SF, USA | 110M+ customers
60+ fiat currencies |
NYDFS BitLicense + US MTLs | Headless Apple Pay API launched
Zero-fee USDC onramp on Base |
| 4 | Transak | Consumer onramp + wire rails | Miami, USA | 10M+ customers
150+ nations |
Expanding US MTL protection | Enabled wire-transfer onramps within the US
Integrated MiCA-compliant USDG stablecoin |
| 5 | Ramp Network | EU-regulated onramp/offramp | London / Dublin | 150+ nations | MiCAR-CASP by way of Central Bank of Ireland | Became totally operational below MiCA in Jan 2026
EU passporting construction now energetic |
| 6 | Alchemy Pay | APAC + world onramp | Singapore | 173 nations
300+ fee strategies |
HK SFC, UK API, FINTRAC, US MTLs | Hong Kong licence expanded to digital belongings
Alchemy Chain testnet launched in 2026 |
| 7 | Zerohash | US-regulated B2B infrastructure | Chicago / Amsterdam | 5M+ customers
190 nations |
NYDFS BitLicense + MiCA entry | Filed for OCC nationwide belief financial institution constitution
Rejected reported $2B Mastercard supply |
| 8 | Nuvei (Simplex) | Card onramp stack | Tel Aviv / Montreal | 200+ markets
680+ fee strategies |
MiCA CASP | Completed take-private transaction in 2025
Integrated Wero pockets and Azure partnership |
| 9 | Mercuryo | Card onramp/offramp | Tallinn / London | 4M+ customers
200+ belongings |
Estonian VASP | Added BitMEX onramp integration
Expanded Mastercard crypto card partnership |
| 10 | Onramper | Onramp aggregator | Amsterdam | 30+ built-in onramps
190+ nations |
Partner-license mannequin | Expanded crypto buying and selling in Brazil, Mexico, and Chile
Launched MUSD stablecoin in Brazil |
| 11 | OSL Group (Banxa) | APAC regulated entry | Hong Kong | 40+ licences globally | HK SFC + AUSTRAC + FINTRAC | Completed Banxa take-private in Jan 2026
Launched USDGO stablecoin and StableHub |
| 12 | Wert | NFT/ERC20 onramp specialist | Tallinn / Oakland | 200+ nations | Estonian VASP | Embedded NFT checkout with fuel included
ERC20 onramp with out alternate itemizing |
| 13 | Striga | Banking-grade API stack | Tallinn, Estonia | 30+ nations | Estonian VASP | Combined vIBAN, custody, and playing cards in a single API
Integrated Lightning settlement help |
| 14 | Mt Pelerin | Swiss non-custodial onramp | Geneva / Neuchâtel | 150K+ customers
$1B+ quantity |
FINMA regulated + SO-FIT | Built non-custodial DeFi bridge infrastructure
MPS asset token registered in Switzerland |
| 15 | Mercado Pago | LatAm super-app entry | Buenos Aires | 50M+ Mercado Pago customers | Paxos + Ripio partnerships | Filed for OCC nationwide belief financial institution constitution
Rejected the reported $2B Mastercard supply |
About This List
The BeInCrypto Institutional 100: Fiat-to-Crypto Access (2026 Long List) identifies the corporations constructing regulated infrastructure for shifting cash between conventional fee programs and digital belongings.
The class consists of consumer-facing onramps, B2B settlement infrastructure, regional fee specialists, aggregators, and banking-grade APIs built-in into wallets, exchanges, fintech apps, and dApps.
Stablecoin orchestration platforms with out a direct fiat onramp or offramp floor are evaluated individually below stablecoin infrastructure classes.
Methodology
This class is evaluated below Track B of the BeInCrypto Institutional 100 methodology: 30% quantitative metrics, 50% Expert Council scoring, and 20% disclosed knowledge.
Assessment spans seven standards: nation protection, fee technique range, regulatory compliance, UX integration, settlement pace, pockets and dApp ecosystem integration, and innovation.
Data was verified utilizing regulatory registers, audited filings, firm disclosures, partnership bulletins, and private-market sources, together with PitchBook, Tracxn, and Crunchbase.
To submit a nomination or share suggestions, contact awards@beincrypto.com
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