Crypto Payments Hit A Turning Point With Visa Card Use Up Over 500%
Visa-backed crypto playing cards recorded a pointy rise in client spending final 12 months, with complete web spend leaping 525% from January to December. According to knowledge compiled from on-chain trackers, spending moved from $14.6 million in January to $91.3 million by the tip of December.
Major Cards Driving The Growth
Most of the rise was concentrated in a small group of playing cards. Data reveals that EtherFi’s Visa card accounted for $55.4 million of the overall, greater than double second-place Cypher’s $20.5 million. The six playing cards tracked embody choices from GnosisPay, Cypher, EtherFi, Avici Money, Exa App, and Moonwell.
Spending Patterns And Data Source
Data from Dune Analytics reveals the figures measure web spend on Visa-issued crypto playing cards run by blockchain tasks partnering with Visa. The progress seems to be regular throughout the 12 months moderately than a single spike, with month-by-month web spend rising by means of 2025.
According to Polygon researcher @obchakevich_ on X Sunday, these numbers present that crypto playing cards are gaining traction with customers and spotlight how vital crypto and stablecoins have change into for Visa’s worldwide cost community.
. @Visa continues its growth into crypto, steadily rising spend quantity by means of crypto playing cards comparable to @gnosispay, @ether_fi money, @Cypher_HQ_, @AviciMoney, @Exa_App, @MoonwellDeFi card, and others.
Looking on the analytics for six crypto playing cards on Visa, we are able to see speedy… pic.twitter.com/Z5JzpBggI9
— Alex (@obchakevich_) January 4, 2026
What This Means For Payments
Analysts and researchers say this bounce suggests some crypto playing cards are shifting into common on a regular basis use for sure teams of shoppers. Based on studies, cardholders are utilizing crypto balances to pay for routine purchases as an alternative of all the time changing to fiat first. That shift may make stablecoins and crypto rails extra related for funds corporations and banks.
Visa Moves On Stablecoins And Advisory Work
Visa has been energetic on the stablecoin entrance and has signaled plans to assist broader stablecoin infrastructure for funds. Reports present Visa launched initiatives to assist banks and companions construct out stablecoin options and arrange advisory work round tokenized cash late in 2025. Those strikes line up with the card-use knowledge, which some observers see as a sensible check of crypto cost flows at scale.
Growth on a small set of playing cards doesn’t imply mass adoption but. Observers warning that regulation, client safety, and service provider acceptance stay key constraints. At the identical time, the numbers do present that crypto-linked funds are not only a area of interest experiment; they’re getting used for actual transactions by measurable teams of customers.
Featured picture from Cebuana Lhuillier, chart from TradingView
