Ex-Ripple Exec Breaks Down The XRP To $10,000 Predictions, Is It Possible?

XRP has by no means lacked lofty price targets, however the newest feedback round a potential transfer to $10,000 have led to a direct response from some of the acquainted voices within the Ripple ecosystem. David Schwartz, Ripple’s former chief expertise officer and one of many unique architects of the XRP Ledger, has pushed back against the thought by pointing to a easy market query. According to him, if severe capital actually believed in even a small likelihood of that final result, why is XRP nonetheless buying and selling at its present degree?

David Schwartz Challenges The $10,000 XRP Predictions

The XRP neighborhood has lengthy been dwelling to some of the most ambitious worth forecasts in crypto. Numbers like $10,000, $20,000, and above circulate regularly on social media, typically backed by the outlook of monetary establishments adopting the XRP Ledger for facilitating funds.

David Schwartz, who departed as Ripple CTO in December 2025, addressed the $10,000 XRP prediction head-on throughout a dialogue on X earlier this week. The motivation for Schwartz’s feedback was a question from an X person who requested him to answer valuation theories constructed round a crypto adaptation of analyst Chris Burniske’s equation of Price = PQ / (V × S). Some market commentators have used the mannequin to help very high projections for digital belongings, together with XRP.

According to Schwartz, if there have been a couple of very wealthy and really rational individuals who actually believed that there was a 1% likelihood that XRP may hit $10,000 in 10 years, then they’d’ve bid XRP as much as at the least $20 in the present day. A transfer to $20 would nonetheless be large from XRP’s present degree, however it’s nowhere close to $10,000. 

The Gag Order Claim

At the time of writing, XRP is trading $1.41, with a market cap of $86.7 billion and a circulating provide of about 61.8 billion tokens. At $10,000 per XRP, that very same circulating provide would indicate a valuation round $618 trillion. Therefore, the purpose made by Schwartz is that even a distant likelihood of such a large future worth and market ought to already be attracting aggressive shopping for from massive buyers if it had been credible.

The dialog didn’t cease at XRP worth predictions. Schwartz additionally addressed solutions that he could also be restricted from talking totally about XRP or Ripple. He famous that he has by no means signed any settlement that required him to lie, including that he would select silence or avoidance over giving a solution he didn’t imagine was truthful and correct.

Schwartz additionally took intention at claims that Ripple holds an undisclosed mechanism that can someday be revealed and ship the XRP worth above $100. “For one factor, circumstances have modified a lot that it’s onerous to think about we’ve held onto this magic swap for thus lengthy and it’s nonetheless simply ready to go,” he said.

Interestingly, this isn’t the primary time Schwartz has spoken towards ultra-bullish XRP worth predictions. Back in January, he pointed out that even a modest likelihood of XRP reaching $100 inside a couple of years would already be mirrored in its present worth.