Forget Billions—XRP Could Hit Trillions, Leading Expert Says
Ripple’s latest strikes are drawing new consideration after Western Union picked Solana for a USDPT rollout in 2026. According to supporters of XRP, that headline misses an even bigger image: Ripple has been shopping for companies that contact a lot bigger swimming pools of cash.
Western Union’s deal may steer over $100 billion in annual cross-border movement to Solana. But some say that sum is small in contrast with the pipelines Ripple is tying into.
Trillions Not Billions
Based on reviews, Ripple has added firms that already sit inside huge cost and liquidity programs. Hidden Road, a worldwide prime brokerage, clears about $3 trillion a 12 months.
GTreasury offers treasury instruments that transfer trillions in funds throughout 160+ international locations. Rail handles roughly 10% of all stablecoin-based cost quantity worldwide.
Those figures matter as a result of possession offers a distinct form of entry than a short-term partnership does.
lots of you’ve got requested for my ideas on the western union x solana announcement, so right here they’re.
TLDR: billions are cool, however trillions are cooler.
whereas western union handles billions of {dollars} every year, ripple is on its technique to dealing with trillions of {dollars} every year.…
— Dom | EasyA (@dom_kwok) October 29, 2025
Market Comment And Skepticism
Market voices pushed again. Scott Melker questioned XRP’s present function after Western Union selected Solana, noting Western Union had examined the XRP Ledger for years.
That selection has prompted debate about whether or not XRP nonetheless issues for giant world funds proper now. At the identical time, Ripple’s backers argue a deeper story exists past which chain a single firm picks for its stablecoin.
XRP As The Settlement Layer
According to Dom Kwok, co-founder of EasyA, the correct lens is scale. He says the dialog mustn’t heart on offers value billions however on the trillions Ripple now touches by way of acquisitions.
Kwok and others counsel these firms could possibly be steered to make use of the XRP Ledger for settlement over time. Ripple’s personal know-how and enterprise strikes are being framed because the plumbing that would let XRP settle giant, institutional flows.
Supporters Speak Up
Flare CEO Hugo Philion has additionally downplayed the Western Union information, saying it doesn’t undercut Ripple’s technique. Based on reviews from group figures, some engineers and analysts now say XRP may shift from a bridge token to a spot folks maintain worth.
There will come a time the place XRP and XRPL is simply the place you retain most of your wealth. That is named Treasury.
Hint trace.
— Vincent Van Code (@vincent_vancode) October 17, 2025
Vincent Van Code informed followers that “a time will come when XRP and the XRP Ledger are simply the place you retain most of your wealth,” a view which mirrors feedback by Ripple’s CTO David Schwartz about customers appearing as their very own banks.
Ownership Vs. Partnerships
When an organization owns a platform, it could possibly select how that instrument grows. Reports present acquisitions give Ripple a steadier function in funds and buying and selling companies than a single contract would. Yet possession doesn’t assure prompt change. Moving institutional flows onto a selected ledger is complicated and may take time.
What This Means Going Forward
For now, the controversy will monitor two threads. One asks whether or not wins like Western Union’s Solana deal sign broader market choice. The different watches whether or not Ripple’s purchases translate into precise settlement quantity for XRP.
Numbers akin to $3 trillion, trillions throughout 160+ international locations, and 10% of stablecoin funds give weight to the second view. But adoption at scale will not be automated, and observers shall be in search of clear indicators that these trillions are really shifting towards the XRP Ledger.
Featured picture from Shutterstock, chart from TradingView
