Morgan Stanley Explores Full-Stack Digital Asset Services, Including Bitcoin Lending
Morgan Stanley, a Wall Street financial institution managing practically $9 trillion in property, plans to supply shoppers Bitcoin (BTC) custody, buying and selling, lending, and yield-generation companies.
The agency is among the largest monetary establishments within the United States. In addition, the shopper base spans retail traders, high-net-worth people, and institutional gamers.
Why it issues:
- Morgan Stanley’s entry into BTC companies would give shoppers direct entry to Bitcoin by a regulated, trusted establishment.
- Furthermore, including yield and lending merchandise expands BTC’s utility past easy custody, attracting shoppers looking for returns on digital asset holdings.
- Wall Street adoption at this scale indicators Bitcoin’s shift from hypothesis to structural integration in international finance.
The particulars:
- Amy Oldenburg, Morgan Stanley’s Head of Digital Asset Strategy, confirmed that the financial institution plans to construct a local custody and alternate answer.
- Speaking with Strategy (previously MicroStrategy) CEO Phong Le, she added that Bitcoin-based yield and lending companies are a part of the financial institution’s ongoing dialogue and exploration.
- The financial institution had beforehand employed for crypto-focused roles tied to Decentralized Finance (DeFi) and tokenization infrastructure. This signaled an growth of its digital property technique.
- In January 2026, the bank filed for spot Bitcoin, Ethereum, and Solana exchange-traded funds (ETFs) with the SEC.
The huge image:
- In addition, River data reveals Fidelity Investments, Bank of America, and Morgan Stanley every advocate shoppers allocate 1–5% of portfolios to BTC.
- Meanwhile, Morgan Stanley’s transfer follows a broader pattern of main banks expanding crypto service choices to institutional and retail shoppers.
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