Polygon Labs and DeCard Integration Expands Real-World Use of Stablecoins
Polygon Labs and DeCard have partnered to permit holders of USDT and USDC to spend their stablecoins throughout greater than 150 million retailers globally.
The integration, introduced on October 29, 2025, marks one of the most important expansions of stablecoin usability so far.
Addressing the Stablecoin Utility Gap
Through this partnership, DeCard—previously Diners Club Singapore—has added assist for the Polygon network. It will permit prompt deposits of Polygon-based stablecoins into DeCard and DeCard Luminaries accounts.
Customers can now use these balances for real-world payments, successfully bridging on-chain property with current service provider networks.
Despite a global stablecoin supply exceeding $300 billion, most tokens stay confined to buying and selling or DeFi purposes.
According to latest market knowledge, lower than 1% of international cash flows presently contain stablecoins. The DeCard–Polygon collaboration is making an attempt to vary that by turning stablecoins into on a regular basis cost devices.
Polygon has turn out to be one of the fastest-growing stablecoin networks. The blockchain helps roughly $3 billion in property and powers micro-USDC transactions at sub-$0.001 charges.
Industry Momentum Toward Stablecoin Payments
October has seen a number of developments signaling stablecoins’ transfer into mainstream commerce. Western Union is reportedly testing stablecoins for worldwide transfers and international remittances.
Meanwhile, Japan launched its first yen-backed stablecoin to assist home funds. The international stablecoin transaction quantity rose 70% this 12 months. This exhibits accelerating adoption throughout sectors from e-commerce to luxurious journey.
Joan Han, DeCard’s COO, stated the initiative focuses on making stablecoin transactions “as intuitive as every other kind of cost.”
“The collaboration makes stablecoins really usable in on a regular basis life. It’s a step towards mainstream monetary freedom by means of blockchain expertise,” stated Polygon Labs CEO Marc Boiron
Overall, the transfer displays a bigger trade shift towards merging blockchain effectivity with regulated cost methods.
As extra retailers and monetary establishments undertake stablecoin settlement, observers count on continued development in cross-border and retail cost use circumstances.
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