Washington’s Fall Agenda Puts Crypto and Banking Rules in Play

The GENIUS Act units the stablecoin baseline.

However when the Home and Senate reconvene in early September, Washington will wade into one of the vital consequential monetary coverage seasons in years – one that might redraw traces between banks, fintechs, and crypto corporations.

The GENIUS Act could be revised. The CLARITY Act goes to the Home. The SEC and CFTC weigh in on varied rules – and naturally, the courts can have their say as nicely.

As lawmakers and regulators advance a mixture of statutes and guidelines that contact every thing from stablecoins and token classification to open banking and federal funds, Washington’s fall agenda might set crypto’s course for the foreseeable future.

And it might additionally arrange these three of the best crypto presales for immediate post-launch success.

Will GENIUS Be Revised?

In July, the GENIUS Act turned the primary federal framework for fee stablecoins. It requires full-reserve backing, AML/BSA compliance, and empowers Treasury and the OCC on oversight.

Early commentary famous a number of potential loopholes and problems with the act. Maybe that’s to be anticipated with a ‘first-ever’ piece of laws, nevertheless it has already highlighted the necessity for additional clarification – and maybe further laws. Businesses now should write implementing guidelines, and Treasury has opened a public comment process by mid-October.

Within the meantime, the ICBA wrote an open letter to the US Congress highlighting flaws with the GENIUS Act that might undermine key provisions in US interstate commerce.

Banking commerce teams (ABA, BPI, ICBA, and others) assist a federal framework however need Congress to restore perceived GENIUS Act loopholes.

These embody therapy of curiosity/yield on stablecoins by way of associates, limits on non-financial firm issuers, and a controversial interstate provision (usually cited as Part 16(d)) that they are saying undermines the twin banking system.

Count on lobbying to accentuate as committees take up follow-on technical fixes.

The CLARITY Act Is Up Subsequent as Businesses Push Modernization

The CLARITY Act (Digital Asset Market Clarity Act of 2025) would outline ‘digital commodities,’ create CFTC registration classes (exchanges, brokers, sellers), and assist settle the SEC–CFTC divide on many tokens.

The invoice has administration backing and is anticipated to maneuver when Congress returns. Passage would give market contributors clearer lanes for token listings, custody, and disclosures.

Regulators aren’t ready on Congress. The SEC and CFTC proceed to stake out interpretation territory on what’s a safety vs. a commodity. On the identical time, the CFPB’s Open Banking Rule (Section 1033) has hit a dramatic twist – the Bureau, below new management, moved to have its own rule vacated and is making ready a narrower rewrite.

Within the meantime, the destiny of the legislation stays within the courts’ arms. They’ve stayed the rule in the course of the reset, leaving fintech data-sharing rights and obligations in limbo for the autumn.

In the meantime, the White Home and Treasury kicked funds modernization into excessive gear: paper checks for many federal funds end on September 30, 2025.

Over 3M individuals are employed by the federal authorities, to not point out contractors, consultants, and everybody else receiving funds.

The tip of paper checks ought to quickly push extra People towards quicker, digital monetary rails. That’s the right setting to launch a crypto presale.

Bitcoin Hyper ($HYPER) – Hybrid Layer 2 Expands Bitcoin For DeFi, Quicker Funds

Bitcoin Hyper ($HYPER) provides Bitcoin customers quicker funds, decrease charges, and native on-chain staking – all by a Bitcoin Canonical Bridge that deposits wrapped $BTC on the Solana Digital Machine (SVM).

It’s an progressive structure that makes use of SVM’s lightning-fast fee decision and talent to execute the complicated sensible contracts vital for DeFi. On the identical time, Bitcoin Hyper preserves ultimate settlement for the Bitcoin unique layer, leveraging the OG crypto’s rock-solid safety and dependability.

What is Bitcoin Hyper? It’s the following evolution of Bitcoin, pushing the ecosystem ahead with out dropping the distinctive options that make $BTC such an ideal retailer of worth.

Learn all the main points in our information on how to buy Bitcoin Hyper, and take a look at the project whitepaper for more information. We think the project’s price could skyrocket from the present $0.012755 to $0.32 by the top of 2025.

Go to the Bitcoin Hyper presale to study extra.

SUBBD Token ($SUBBD) – Unlock $85B Content material Creation Market

SUBBD Token applies one red-hot market – crypto – to a different – content material creation. By putting a content material creation platform on-chain, SUBBD unlocks new methods for followers and creators to work together, utilizing $SUBBD as a utility token.

Platform staking advantages, platform reductions, early entry and behind-the-scenes content material – every thing is feasible to token holders with $SUBBD.

The platform additionally encompasses a full suite of superior AI content material administration instruments. Human creators can deploy AI influencers, use AI content material workflows, and create AI livestreams to spice up their very own content material.

The content material creation market is already blisteringly scorching, valued at $85B – greater even than the crypto meme coin market and the very best meme cash. That’s one cause we predict $SUBBD’s price might attain $0.301, a 435% improve from its present $0.056225.

The presale has already introduced in nicely over $1M, so take a look at how to buy SUBBD.

Study precisely what SUBBD is, then go to the presale page now.

BlockDag ($BDAG) – Directed Acrylic Graphs Obtain True Utility

DAGs – Directed Acrylic Graphs – energy BlockDag, one in all crypto’s most superior Layer-1 blockchains. It’s a security-focused ecosystem with the Bitcoin-inspired Proof-of-Work consensus mechanism.

Proof-of-Work, and Blockdag’s security-focused strategy, goes a protracted approach to clarify why $BDAG has skilled among the finest crypto presales of 2025, elevating an unbelievable $376M.

With 150B cash, $BDAG’s tokenomics prioritizes mining operations, then the presale. Maintain $BDAG to pay community charges and stake it to earn extra in your tokens.

The testnet is now live as BlockDAG nears the conclusion of the presale.

Key Dates in Fall Agenda as Greatest Presales Launch

• Early September: Congress returns; look ahead to CLARITY Act markups and hearings on GENIUS Act fixes.
• Finish of September: Federal paper checks largely finish.
• By Oct. 17: Treasury remark deadline on GENIUS Act implementation.
• All through the autumn, there can be court docket updates and CFPB actions on 1033, SEC/CFTC steering shaping token classification, and proposed rules on AI in digital finance.

The US authorities, below President Donald Trump and a wave of crypto-friendly appointees, could possibly be about to remodel the US economic system. Digital initiatives and pro-crypto insurance policies are just the start, and $SUBBD and $HYPER look able to revenue.

Do your individual analysis – nothing right here is monetary recommendation.