Wirex One Launches Publicly on Arc, Bringing Stablecoin Private Banking to the Mass Affluent Market

London, September 16, 2026 – Wirex, the world stablecoin infrastructure supplier, has at present launched Wirex One, the first stablecoin neobank constructed for the rising section of mass prosperous shoppers, to the public. The platform is a day-one launch companion on Arc’s mainnet, delivering a non-public banking expertise with true asset possession. 

Following a closed beta that amassed over 20,000 users in testing since June, Wirex One is now out there globally.

Wirex One launches as a part of Wirex’s wider integration with Arc, making Arc out there as a settlement layer for any companion issuing playing cards and accounts by means of the Wirex API. Arc is an open blockchain community constructed for the world’s monetary markets, real-time cash motion, and agentic financial exercise. 

Wirex One was created for an underserved market. The world personal banking market is projected to grow by over 10% annually to reach $1.24 trillion by 2035, but a big section of prosperous people stay structurally underserved: too rich for retail banking, however beneath the minimal for conventional personal banking. Stablecoins are closing that hole, enabling safe, borderless wealth administration that the conventional monetary system can’t present.

Wirex One brings personal banking onchain, managing on a regular basis spending, yield, abroad transfers, borrowing, and investing from a single place. Arc was strategically chosen as the basis for Wirex One due to its stablecoin-native, payments-optimised design, with a built-in privateness layer and real-time settlement.

Paired with Privy’s non-custodial pockets know-how, it offers customers full possession over their belongings and institutional-grade safety, with out the complexity that usually comes with crypto wallets.

At launch, key options embody:

• Stablecoin-funded card with up to 8% cashback in USD, immediately spendable in on a regular basis life
• Access to chosen crypto and stablecoin yield options
• Support for a variety of crypto belongings
• Multi-currency accounts, with fee-free FX and ATM withdrawals globally
• Ability to ship and obtain by way of SEPA, ACH, Faster Payments, card transfers, and crypto transfers
• Innovative membership mannequin, providing larger rewards, fee-free buying and selling, devoted account administration, and 50% off premium subscriptions for main AI and monetary platforms for larger tiers

Pavel Matveev, Co-Founder & CEO of Wirex, stated: “A brand new wave of fintech apps are being constructed on stablecoin rails, and so they all want the similar basis: regulated issuing, accounts, settlement, and yield. Wirex One is our personal client platform constructed on that infrastructure, redefining what a non-public financial institution could be: a financial institution you management, not one which controls you. Every companion integrating with Wirex’s infrastructure will get the similar rails, the similar scheme entry, and now the similar day-one entry to Arc.”

Today’s announcement is a significant milestone in Wirex’s imaginative and prescient to construct a unified, onchain suite of economic companies for shoppers and companies on their stablecoin infrastructure, which lately reached $2 billion annualised card spend volume. In the coming weeks, Wirex One will broaden to embody tokenised equities and perpetuals.

More details about Wirex One, together with card availability in supported jurisdictions, is offered at Wirex’s website.

Developers can study extra about integrating with Wirex’s infrastructure on Arc here. The checklist of supported nations could be seen here. Rewards are valued in USD

About Wirex

Wirex is the world stablecoin infrastructure behind an entire banking stack. Through a single API, any app, pockets or fintech can launch regulated accounts, playing cards, funds, payouts, yield, cashback and journey, settled in stablecoins, on any chain. Wirex is one in every of the few crypto-enabled platforms with principal membership of each Visa and Mastercard, settling in USDC and EURC with out an middleman financial institution. 

Wirex builds its personal merchandise on that very same infrastructure, by means of the similar API: Wirex One, a stablecoin neobank for shoppers, with Wirex Private as its highest membership tier; Wirex Business for firms; and Wirex Agents, giving AI brokers the potential to transact onchain. 

Trusted by over 8 million customers since 2014, Wirex has processed greater than $20 billion in transactions throughout 130 nations, and created the first crypto-enabled card in 2015. Built on a decade-long observe report of regulatory compliance, enterprise-grade safety and onchain innovation, Wirex is making a monetary system the place cash strikes globally and immediately, giving shoppers and companies true possession, privateness by structure, and entry to the subsequent technology of worldwide funds and settlement.

Disclaimers: 

Arc is an open L1 blockchain launched by Arc Network Services LLC (“Arc LLC”) and operated by a permissioned validator set. Arc LLC gives software program companies solely and doesn’t supply regulated monetary or advisory companies. Arc has not been reviewed or authorised by the New York State Department of Financial Services or every other regulatory authority. 

The Arc community is supplied “as is” and “as out there.” Use of Arc entails inherent dangers related to blockchain know-how, together with good contract vulnerabilities, community disruptions, and the absence of recourse for transaction errors or losses. The potential to transact on Arc relies upon on the potential to receive and use USDC to pay gasoline charges. Neither Arc LLC nor any permissioned validator is accountable for the content material, accuracy, legality, or performance of third-party purposes, protocols, or companies constructed on or built-in with Arc. You are solely accountable for options or companies you present to customers, together with acquiring any needed licenses or approvals and in any other case complying with relevant legal guidelines. 

All Arc options could also be modified, delayed, or cancelled at any time with out discover. Nothing herein constitutes a dedication, guarantee, assure or authorized, regulatory, tax, or funding recommendation.

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