XRP is Up 330% Since Trump’s Election, But What is it Really Good For?

In crypto, maybe being early can actually repay.  This positive appears to be the case for Ripple Labs, the San Francisco-based blockchain agency that is now price over $40 billion. 

And after years of tangling with the SEC, the corporate is experiencing a lot fairer climate within the regulatory local weather with Trump in cost. Since the US presidential election, the value of XRP, the altcoin Ripple launched means again in 2012, has stayed above a $2 value level not seen for the reason that blockchain bull run of 2017.

But is there an precise use case for XRP?

The XRP Payments Corridor

Hedy Wang, CEO of crypto liquidity supplier Block Street, says Ripple’s foothold in America could develop now, however it already has traction in different elements of the world, too. 

“In the US it’s been extra constrained due to the entire SEC saga, so curiosity skewed retail and offshore venues,” Wang advised BeInCrypto. “Historically you see respectable XRP traction in Japan, elements of East Asia, and a few remittance-heavy corridors just like the Philippines or Latin America through companions.” 

What can’t be denied is that buyers have been grabbing up XRP over the past year. Since Trump was elected in November 2024, the value of XRP has gone from $0.50 to $2.15, a 330% enhance. 

“Bitcoin is considered as ‘digital gold’, Ethereum is identified for good contracts,” famous licensed public accountant Gregory Monaco, who runs an eponymous CPA agency. “XRP will get its worth from cross-border funds.” 

Monaco pointed to Ripple’s 300 financial partners in 45 nations and $15 billion in annual cross-border funds as key indicators of its use case. 

It’s doable, then, that an organization behind a cryptocurrency, like Ripple, can put in the true manpower and work to realize an essential funds hall. 

“If Ripple retains stacking licenses and financial institution/fintech integrations, XRP can survive as area of interest monetary plumbing,” added Block Street’s Wang. 

Cross-Border Is Not So Simple

The time period “cross-border payments” could sound like numerous company jargon. But ask anybody who has despatched cash from one nation to others, and it is apparent this is a problematic course of. It could be gradual. It could be costly. 

Additionally, forex exchanges are required. Cryptocurrencies like XRP are borderless, world, and low cost. There’s worth in decreasing TradFi’s reliance on common fee techniques. 

Still, ‘hopium’ alone doesn’t essentially imply that XRP’s valuation is that intently tied to its funds use case, famous Paul Holmes, a researcher at BrokerListings. 

“XRP is nonetheless closely a speculative asset,” Holmes advised BeInCrypto. “With crypto as an entire, the valuation isn’t supported by its personal revenue stream, so it’s a perform of liquidity manufacturing and reallocation from different shops of worth.”

It could also be that crypto buyers and OG whales are simply accumulating more XRP as a result of Ripple Labs, as the biggest contributor to the cryptocurrency, seems to be a reasonably well-performing crypto agency. 

Ripple’s recent influx of $500 million in capital from Fortress Investment Group and Citadel Securities at a $40 billion valuation definitely displays that. 

XRP as an ETF Catalyst

Recently, UK-based CoinShares backed away from launching a US XRP ETF product, which seemingly would have elevated demand from buyers who follow the general public markets. 

“CoinShares seemingly walked away as a result of the SEC isn’t giving XRP regulatory readability that it’s ETF-ready,” mentioned BrokerListings’ Holmes.

It’s essential to remember the fact that CoinShares additionally determined to not launch ETFs on Solana or Litecoin both, so it’s not simply XRP that there’s some hesitancy from them to launch these crypto-backed merchandise. 

“XRP is already getting used to maneuver worth between currencies, stablecoins, and throughout the rising set of tokenized monetary belongings on the community,” mentioned Raquel Amanda, Senior Communications Lead for Ripple. “As the ecosystem grows, the necessity for quick and impartial settlement will increase, and we see XRP naturally persevering with to fill that position.” 

CoinGecko’s information pegs the value of XRP appreciating by over 36,000% since it was first listed on exchanges beginning August 3, 2013. 

The irony of a speculative asset getting used for fee isn’t misplaced on BrokerListings’ Homes, nevertheless. 

“On-chain exercise reveals that there are 50-55 million XRP transactions per thirty days, and a majority of these are funds,” he famous. “At the identical time, XRP is nonetheless used as a speculative asset for a lot of moderately than utility and might’t be anticipated to be a dependable retailer of worth.”

A Rip to the Moon?

While it could seem complicated to make use of a unstable asset like XRP as a fee rail, it’s essential to do not forget that many cryptocurrencies, like XRP, are extremely divisible and quick. 

XRP is basically ‘programmable money.’ Code could be applied to make use of XRP in its required quantities primarily based on its present buying and selling value. 

And for high-end institutional payments, which is what XRP is used for, it doesn’t actually matter what the back-end appears to be like like so long as cash reaches its vacation spot. 

While stablecoins could also be standard for client use and buying and selling, XRP serves as a kind of logistical cash mover for corporations that have to switch worth globally. 

This would clarify why, in line with the CPA Monaco, 58% of exercise on the community comes from simply ten wallets. 

That use case, along with Ripple Labs’ now-dropped combat with SEC, is seemingly the reasoning for a bullish narrative. 

By early 2024, the network had over 5 million XRP wallets.  After Trump’s win, on November 13, 2024,  brokerage app Robinhood relisted XRP on its app. 

In May 2025, Ripple Labs agreed to a $50 million satisfaction of judgment in its dispute with the SEC, ending a years-long quagmire that seemingly stymied XRP for a while. 

And XRP doesn’t essentially want a CoinShares ETF, as there are already 9 dwell merchandise available on the market with whole Assets Under Management (AUM) of $1.1 billion. 

So yeah, the XRP Army, which is what fervent buyers within the chain prefer to name themselves, sees numerous causes to be longing for the long run and lots much less threat to the draw back – greater than ever earlier than. 

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