XRP’s Biggest Rally Yet? Analyst Projects $20+ In October 2025
XRP is buying and selling near $3 and has struggled to carry that stage in current periods. According to a market analyst, a repeat of a previous sample tied to Bitcoin halvings might push XRP a lot larger, with a potential cycle high above $20 on Oct. 17, 2025. The timeline ties again to earlier halving cycles and a brief lag that, she argues, has repeated earlier than.
Halving Dates And Follow-On Moves
Based on experiences, crypto skilled Diana factors to the 2016–2017 cycle because the clearest instance. Bitcoin halved on July 9, 2016, after which reached a peak above $19,000 on Dec. 18, 2017 — 525 days later.
XRP, she notes, adopted with its high of $3.31 on Jan. 5, 2018, round 18 days after Bitcoin’s high. That sequence — Bitcoin first, XRP quickly after — is central to her case.
XRP TO $15–$20? HISTORY SAYS OCT 2025 IS THE DATE
History, math, and the tip of SEC suppression all level to at least one window: mid-October 2025.
This may very well be XRP’s most savage run but — let’s break it down.
pic.twitter.com/RJ6Z85b6pz
— Diana (@InvestWithD) September 4, 2025
Losing Steam, Legal Pressure
The sample didn’t maintain within the subsequent cycle. Bitcoin halved on May 11, 2020, after which topped close to $69,000 on Nov. 10, 2021, about 545 days later.
XRP didn’t mirror that run. Reports present XRP hit $1.95 in April 2021, a number of months sooner than Bitcoin’s peak, after authorized strain and change delistings constrained its transfer. Diana describes that episode as a misplaced cycle for the token.
Regulatory Clarity And Product Growth
According to experiences, the legal cloud round XRP eased after a July 2023 courtroom end result that cleared main elements of XRP’s previous gross sales from being labeled as securities.
Exchanges within the US resumed listings, and Ripple has been constructing out merchandise like RLUSD and new cost corridors. Diana says these developments, along with a number of ETF filings, enhance XRP’s possibilities this time.
She places ahead three worth situations: a modest run to $5–$7 if Bitcoin’s momentum is modest; a base case of $10–$15 assuming ETF inflows and stronger use instances; and a blow-off rally that might push XRP previous $20 if massive institutional liquidity arrives.
XRP Forecasts Split: $12.25 Target Vs. Modest Growth Outlook
Meanwhile, Geoff Kendrick of Standard Chartered expects XRP’s rally to continue, saying the token might tackle a bigger function in worldwide finance.
He additionally factors to future XRP ETFs as a catalyst that might draw extra traders. Kendrick locations his worth goal at $12.25 by 2029, which might imply a 300%+ soar from at this time’s $2.95 and translate into annualized returns of about 43%.
That outlook, nonetheless, is much from common. Morningstar analysts forecast the broader crypto market to develop near 10% per 12 months by 2034, a charge in keeping with historic inventory market efficiency.
Featured picture from Unsplash, chart from TradingView

XRP TO $15–$20? HISTORY SAYS OCT 2025 IS THE DATE 

